Travel insurance
Health insurance


Flexible base plan,add unlimited features

Key features

Pacific Cross provides you with great service for you next health plan and travel plan.

100% ER Coverage

100% Coverage for ICU , Coronary Care Unit and Operating Room for standard and upgrade options

Comfort and Privacy

100% Private Room and Board for upgrade plans and semi-private in most E.U countries, U.K., H.K., N.America, Singapore, Switzerland for the standard plan*

100% Emergency Benefits

All emergency benefits are 100% included in standard and upgrade plans

Here's what you need to know

From room and board expenses to organ transplants and maternity benefits, our plan covers a wide range of medical expenses, ensuring you receive the necessary care without financial worries.

Our Standard Plan offers optional benefits such as treatment area limit discounts and outpatient exclusion, allowing you to customize coverage according to your specific needs and budget.

Enjoy additional benefits including dental and vision coverage, personal accident benefits, and travel coverage for medical emergencies, along with features like hospital cash income, travel delay coverage, and trip cancellation benefits, providing comprehensive protection for unforeseen events.

Credit card mockups

Great standard coverage

Our Standard Plan is a flexible health insurance solution with optional benefits like treatment area limit discounts and outpatient exclusion to tailor coverage to your needs and budget. The plan covers various medical expenses, including room and board, surgeon's and anesthetist's fees, organ transplants, HIV/AIDS coverage, rehabilitation, maternity benefits, and more. Optional benefits include dental, vision, personal accident, and travel coverage.

Additional benefits cover dental and vision expenses, personal accident benefits, travel coverage for medical emergencies, baggage, travel documents, and personal money protection. The plan also includes hospital cash income, travel delay coverage, and trip cancellation benefits. Discount options are available, and the plan offers free choice of doctors and hospitals, guaranteed renewability, flexible geographic coverage, and coverage for recreational sports.

Add features as you like

Premiums are based on age, with options for standard and upgrade plans, as well as additional benefits like dental, vision, and travel coverage. No claim discounts are available, and the plan allows for coverage of pre-existing conditions, with exclusions for certain conditions like congenital illnesses, psychiatric disorders, and cosmetic surgeries. The plan also includes a 14-day free look period and free coverage for newborn children.

Who is this plan for?

This plan is particularly advantageous for working professionals in Asia due to its flexibility and comprehensive coverage. With optional benefits like treatment area limit discounts and outpatient exclusion, professionals can tailor their coverage to align with their specific needs and budgetary constraints. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.

Downloads & Application

Everything you need to know about the product and billing.

Get insured in 3 easy steps.

Download the application

from the download section above

Provide your details

and select the options that fit you best

Upload the application

to our contact form

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
We have gathered the answers in the most simple way possible.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.