Emergency Medical Expenses - covers illness or injury including:

"Emergency Evacuation" - (up to US$25,000) with a maximum of US$300 per day for hospital room and board which is doubled when the room fee includes medical service costs and tripled when the room fee also includes all professional services; and

"Get You Home Benefit " - covers the additional cost of your own travel and accommodation necessarily incurred as a result of a covered disability to get you back home.

Baggage & Travel Documents - covers loss and damage of baggage and personal items including laptop computer; and loss of travel documents up to

Baggage Delay - covers purchase of essential clothing and toiletries if your checked baggage is delayed on arrival at your destination for over 12 hours up to

Personal Money - covers theft, burglary and robbery of cash, bank notes and travellers checks up to

Hospital Cash Income - pays US$50 per day for each day you are hospitalized over 24 hours up to

Travel Delay - covers transportation expenses incurred as a direct consequence of travel delay resulting from serious weather conditions, industrial action, hijack, mechanical derangement if an Insured Person has to re-route his trip due to cancellation of a prior confirmed booking; or
" Cash Allowance " - pays US$25 for each full 12 hours delay up to a maximum of US$100.

Cutailment of Trip & Cancellation Charges - covers irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members or close business partner or travel companion of the Insured Person, witness summons, jury service,compulsory quarantine; natural disasters at the planned destination or complete destruction of the Insured Person's principal residence.

Optional Rental Car Protection - covers loss and damage occurs to a rental car result directly from fire,theft,collision or vandalism. Deductible: US$250